Bridge financing
Short-term financing for a purchase, refinance, or property transition before the next stage of your plan.
Explore bridge financingIntegra Funding · Real estate & business financing
Financing grounded in your plans.
Explore real estate financing and Integra’s planned SBA offering. Start with your property or business, your objective and your timing.
For rental property investors
DSCR financing
for rental properties.
Start with the income behind the property. Explore rent-based DSCR financing for a rental purchase or refinance, and compare a scenario before your conversation with Integra.
Give the numbers context
- Rental income
- Bring the rent and the evidence behind it.
- Housing payment
- Include the loan payment, taxes, insurance and dues.
- Your wider costs
- Look beyond the ratio at vacancy, repairs and reserves.
The calculator illustrates assumptions. Program availability, terms and underwriting requirements need confirmation.
Real estate.
Business.
Explore property financing and Integra’s planned SBA offering. Bring the asset or business, your objective and the timing behind your request.
Compare financing topics ↗Commercial real estate
Financing conversations for commercial property acquisitions and refinancing, shaped around the asset and the transaction.
Explore commercial financingDSCR rental financing
Explore rent-based financing for a rental purchase or refinance, and compare a scenario with the DSCR calculator.
Explore DSCR financingPrivate financing
A tailored financing conversation for property transactions that call for a different structure.
Explore private financingFix & Flip financing
A purchase, renovation and resale plan starts with the property, the full project budget and a realistic schedule.
Explore fix & flip financingADU financing
Explore accessory dwelling unit planning, project costs and the information to prepare for a financing conversation.
Explore adu financingSBA financing
Integra will offer SBA loans. Outline your business and funding purpose, then ask about programs and next steps.
Explore SBA financingA clear
starting point.
A useful first conversation starts with three things.
- The property or business
- Property type or business activity, location and current stage.
- The objective
- What you are looking to finance and why.
- The context
- Approximate amount, timing, and a short project summary.
From your plan
to the right questions.
Start with what you need to accomplish. Describe your property or business, the funding purpose and existing obligations, then ask Eric which options and information apply to your request.
Prepare your inquiry ↗The people behind
Integra Funding.
Meet the people shaping Integra Funding.
Jim D’Amico
Founder/CEO
Founder and CEO of Integra Funding LLC.
Eric Portnoy
President
President of Integra Funding LLC and your first point of contact.
William “Bill” Teears
Mortgage experience with investors and new-construction clients.
In their own words
Perspectives
worth hearing.
Hear the speakers' own words. Use the players, or read the transcripts below.
An Integra Funding testimonial
Shared by Eric Portnoy on Facebook
Read the testimonial transcript
Hey guys, Gary Velasquez here. I am in Starke, Florida, right in front of a newly acquired fix-and-flip property. This one's a little bit special here. It was the first Integra Funding deal, and I'm excited to be a part of it. It's going to be a fun project.
I want to give a shout out to Eric Portnoy, Bill Teears, Jim D'Amico, and the rest of the team up there. Phenomenal process, seamless transition, just great communication throughout. Excited about the potential for this property, and excited about the future with Integra Funding. Thank you.
Rachel on fix-and-flip funding
Rachel · Senior loan officer
Read Rachel's transcript
Hi, I'm Rachel Slovacek, senior loan officer with Slovacek Mortgage Team, powered by NewFed Mortgage.
I submitted a loan to Integra, and I'm so grateful for them. It was a fix-and-flip deal that we were taking over from another investor that was coming up on their blanket loan that was a hard-money deal, and they needed additional funding to get their renovations and all the rehab project done.
It was six different properties, multi-unit, and we were able to help our investor get their rehab and all the renovations done with funding and continue their projects.
Before we
begin.
What should I include in my first message?
Share the property type or business activity, location, financing purpose, approximate amount and timing. Include the questions you want to discuss.
Who should I contact?
Contact Eric Portnoy, President of Integra Funding LLC, at eportnoy@brandsbyintegra.com.
Can we discuss a specific financing need?
Yes. Share a short overview with Eric to begin a conversation about your opportunity.
Let's begin with
the opportunity.
Tell Eric what you have in mind. A short overview of your property or business, your objective and your timing is enough to begin.
eportnoy@brandsbyintegra.com